Yearly money check up checklist for money educators
Checklist for finance and money educators
For money educators who want people starting to take charge of their finances on their list.
Decision guide
Pay off debt or save first
How to use this decision guide
Share this on social media or put it on your debt and savings pages. People search for this question when they have a little spare money, so a fair answer reaches them at the right time.
What is inside
The two routes side by sideCost over time
Quick answers
Tests that point to paying the debt firstThe debt has a high interest rate: Credit cards, overdrafts and store cards often cost far more than savings earn.
Tests that point to saving firstYou have no cushion at all: One unexpected bill would go on a card.
A middle routeMany people do both.
Questions to ask before you chooseWhat is the rate, and is there a fee for paying early?
Three title ideas for your own version
Pay off debt or save first
Should I clear my debt before saving
Debt or savings: tests to help you decide
Where to promote it
YouTubeInstagrammoney podcastsworkplace wellbeing sessions
Why give readers a guide to a question you cannot answer for them?
Tests let people reach their own answer without advice, and that builds trust. A clear set of questions brings you the readers who want to understand their own choices.
Make this decision guide your own
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Pick one, change the words, publish.
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